Ingredients: – 1 (8 oz) package cream cheese, softened – ½ cup (1 stick) unsalted butter, softened – ½ teaspoon vanilla extract – ¾ cup powdered sugar – 2 tablespoons brown sugar – Pinch of salt – ¾ cup mini chocolate chips

Place softened cream cheese and butter in a large bowl. Mix on high with a hand mixer until light and fluffy.

Add the vanilla, powdered sugar, brown sugar, and a pinch of salt.  Mix on low until combined.

Fold in the chocolate chips  with a spatula. Mini chocolate chips work best for this recipe. If you use regular chocolate chips, give them a rough chop first.

Transfer to a serving bowl (something the size of a cereal bowl works well).  Serve with apple slices, banana slices, and graham crackers for dipping.