Banana Pudding with Sour Cream

By Kate Shungu ● Updated March 20, 2026

This recipe for Banana Pudding with Sour Cream and Cool Whip has just six ingredients AND it’s no-bake. It tastes like the old fashioned kind, but without turning on the oven.

the top of no cook banana pudding in a white baking dish.

Featured Comment:

“Banana pudding is one of my husband’s favorites. He absolutely loves this recipe. I use the mini Nilla Wafers, just because you can get more cookies in.” -Amy

woman scooping pistachio salad into a parfait dish, with colorful vintage bowls in the background.
A Classic, But Easier!

No matter the time of year, sometimes I just don’t want to turn on my oven. I love no-cook, no-bake recipes that are easy to put together, flavorful, and don’t require any fancy equipment. 

This 1980s Banana Pudding with Sour Cream is just the type of recipe I’m talking about. It was a staple from church cookbooks at that time. Instead of a from-scratch vanilla pudding like in this old fashioned southern banana pudding, it uses instant vanilla pudding, so there’s no need to make the filling from scratch on the stovetop.

To prevent the pudding from getting too sweet, this recipe uses sour cream to provide a little bit of tanginess and balance to the flavors.

This recipe is great for feeding a CROWD—it’s great for lots of guests or leftovers, potlucks, and holiday meals.

Enjoy! Kate
Jump to:
banana pudding inside a baking pan with portion removed to show layers

My Tips for Making Banana Pudding with Sour Cream

  • You’ll want to use ripe bananas for maximum banana flavor.
  • I recommend leaving some room around the edges at the top of the pudding to showcase a visible Nilla wafer layer. It looks prettier that way!
  • Don’t forget to reserve a few Nilla wafers for crumbling on top.
  • The recipe is very quick to make, but you’ll need to leave at least two hours for the pudding to set in the fridge. Overnight works well, too—this is a great make-ahead dessert.

Why Sour Cream Works for this Recipe

Why put sour cream in a dessert that traditionally doesn’t have sour cream? A few reasons:

  • It balances the sweetness of the Cool Whip, instant pudding, and ripe bananas.
  • It thickens the texture.
  • It lends a light tanginess, like cream cheese does in a cheesecake.

Here’s what you’ll need

banana pudding with sour cream ingredients with text labels.
  • Using instant vanilla pudding (two 3-oz sized boxes OR one 6-oz box) makes this dessert so easy to put together. You could also try the cheesecake, banana pudding, or white chocolate pudding flavors.
  • Whole or 2% milk will yield the creamiest banana pudding.
  • Sour cream is the secret weapon in this recipe—it prevents it from becoming overly sweet and the tanginess complements the sweet pudding nicely.
  • Ugh, yes, you’ll need an odd measurement for this recipe: 1½ containers of whipped topping. This is one of those older recipes from when the “large” size was 12 ounces (it’s 16 ounces now). Save that extra whipped topping for dolloping on some cake or pie!
  • Nilla Wafers—this recipe uses an entire 11oz box and it’s so nice not to have any leftovers. Don’t have them? Graham crackers actually work quite well!

How to make Banana Pudding with Sour Cream and Cool Whip

Place the instant vanilla pudding, milk, and sour cream in a large bowl. Beat on medium speed with a hand mixer for 3 minutes until creamy.

Fold in the thawed whipped topping until just incorporated.

Reserve 4–5 Nilla wafers for decorating the top. Chop them, and set aside.

Place a layer of the pudding mixture in a 13×9-inch dish. Top with a layer of whole Nilla wafers and a layer of bananas.

Keep layering the pudding mixture, Nilla wafers, and bananas until the pudding mixture is gone. Top with the chopped vanilla wafers.

Refrigerate for two hours, or overnight, until ready to serve.

the top of sour cream banana pudding in a white baking dish next to bananas.

Frequently Asked Questions

Can you taste the sour cream?

Nope! It blends in nicely with the pudding and Cool Whip, giving a light tanginess without the pucker of a spoonful of sour cream.

How long does banana pudding last?

Banana pudding will last several days in the fridge. It is best within 1–2 days of making it. I don’t recommend freezing banana pudding, which can negatively affect the texture in the freeze/thaw process.

How do you keep the bananas from browning?

To prevent brown bananas, make sure the banana slices are completely covered by the pudding mixture. I like to leave the Nilla wafers peeking out a bit (see photo above) on the edges so you can tell what it is, instead of letting any banana slices peek out. If you’d like to garnish the center with a few banana slices, brush the slices with a bit of lemon juice. They will last a few hours that way.

📖 Recipe

no cook banana pudding in a white baking dish.

Banana Pudding with Sour Cream

Published by Kate
This light and fluffy banana dessert has a secret ingredient: sour cream! It complements the sweetness of the pudding perfectly.
5 from 4 votes
Prep Time 20 minutes
Cook Time 0 minutes
Refrigeration Time 2 hours
Total Time 2 hours 20 minutes
Course Desserts
Cuisine American
Servings 16 servings
Calories 278 kcal

Ingredients
  

  • 2 small boxes instant vanilla pudding (3-oz each)
  • 3 cups milk
  • 1 cup sour cream
  • 12 oz whipped topping such as Cool Whip, defrosted (I used 1½ regular size 8 oz tubs to equal 12 oz)
  • 1 box Nilla Wafers or other vanilla wafer cookies, (11 oz)
  • 5–6 medium bananas sliced about ¼ inch thick

Would you like to save this?

We’ll email this post to you, so you can come back to it later!

Instructions
 

  • Place the instant vanilla pudding, milk, and sour cream in a large bowl. Beat on medium speed with a hand mixer for 3 minutes until smooth and creamy.
  • Fold in the thawed whipped topping.
  • Reserve 4–5 Nilla wafers for decorating the topping. Chop them, and set aside.
  • Place a layer of the pudding mixture in a 13×9-inch dish. Top with a layer of whole Nilla wafers and a layer of bananas.
  • Keep layering the pudding mixture, Nilla wafers, and bananas until the pudding mixture is gone.
  • Top with the chopped vanilla wafers.
  • Refrigerate for at least 2 hours or until ready to serve.

Video

Notes

Variations:
  • Substitute the cookies with graham crackers, Pepperidge Farm chessman cookies, or other thin crisp cookie. 
  • Experiment with different instant pudding flavors like banana or white chocolate instead of vanilla.
  • Make lower calorie pudding by using skim milk, lower fat sour cream, and fat free whipped topping.
  • Top with finely chopped walnuts or pecans just before serving for crunch. 
  • Create a fancier presentation in a trifle dish, large glass bowl, or individually portioned servings in clear plastic cups or stemless wine glasses.
Storage: Cover the pudding with plastic wrap, and refrigerate for up to 4 days. The bananas will start to go bad if it sits longer than that.
Freezing: Unfortunately, this recipe does not survive the freezing/thawing process without becoming runny/mushy. If you’re worried about it making too much, you can make a half recipe in an 8×8 inch dish.

Nutrition

Calories: 278kcalCarbohydrates: 43gProtein: 4gFat: 11gSaturated Fat: 6gPolyunsaturated Fat: 2gMonounsaturated Fat: 2gTrans Fat: 0.05gCholesterol: 15mgSodium: 192mgPotassium: 285mgFiber: 1gSugar: 29gVitamin A: 208IUVitamin C: 4mgCalcium: 89mgIron: 0.2mg
Keyword banana pudding, banana pudding with sour cream, no bake banana pudding, no cook banana pudding
Did You Make This Recipe?Please leave a star rating and comment!

More No-Cook Desserts

9 Comments

  1. 5 stars
    I have made this many times. it is one of my favorite things to make. love it!!

  2. 5 stars
    Banana pudding is one of my husband’s favorites. He absolutely loves this recipe. I put a layer of cookies on the bottom then start layering everything else. I use lots of. Cookies so usually only need a couple of bananas, also I use one pack of banana pudding and 1 of vanilla. I use the mini Nilla Wafers, just cause you can get mores cookies in.

    1. Love the mini Nilla Wafers idea! Thanks for your comment—I’m so glad he enjoys this!

    1. That’s the only banana pudding I had growing up! Cook and serve is amazing ….just don’t use sour cream. Make pudding as stated in box and layer your cookies and bananas. Can’t go wrong and it’s so rich still warm!

5 from 4 votes (1 rating without comment)

Leave a Reply

Your email address will not be published. Required fields are marked *

Recipe Rating