Chocolate Chip Dip

By Kate Shungu ● Updated October 23, 2025

Chocolate Chip Dip with Cream Cheese is the perfect graham cracker dip. It’s rich and creamy, and tastes like cheesecake!

chocolate chip dip in a bowl surrounded by graham crackers, banana slices, and raspberries.
woman scooping pistachio salad into a parfait dish, with colorful vintage bowls in the background.
Kate’s Recipe Rundown

If you have a sweet tooth like me, Chocolate Chip Dip with Cream Cheese is a dream come true! Who doesn’t want dessert disguised as an appetizer?! 

But really, you can serve this dip as an appetizer OR a dessert, and people will gobble it up either way.

The recipe comes from an old church cookbook, and it’s easy to see why it has stuck around for decades. It’s basically chocolate chip cheesecake turned into a dip, but softer and creamier. Graham crackers make great dippers, along with fresh fruit.

My favorite dipper is a Granny Smith apple slice. The apple is sweet and a little tart, and contrasts the sweet and creamy dip just perfectly. Raspberries, strawberries, and bananas are good, too!

Enjoy! Kate
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Ingredients

Here’s what you need to make chocolate chip dip:

cream cheese, butter, chocolate chips, and other ingredients on a white table.
  • Cream cheese and butter form the base of the dip. Leave them at room temperature for 2 hours to soften before making the dip. Follow these instructions for how to soften butter quickly if you forget (it works for cream cheese, too).
  • Mini chocolate chips get stirred in at the end—the mini size is the best for scooping it up.

How to Make Chocolate Chip Dip with Cream Cheese

  1. Soften the cream cheese and butter, and mix with a hand mixer until light and fluffy.
  2. Add the vanilla extract, powdered sugar, brown sugar, and salt. Mix on low until combined.
  3. Use a spatula to fold in the mini chocolate chips.
  4. Enjoy! Serve with graham crackers and fresh fruit for dipping.
hand with a graham cracker scooping up chocolate chip dip.

Ideas for dippers

Serve the dip in a wide, shallow bowl for scooping. Something about the size of a cereal bowl should work perfectly. Here are a few ideas for what to dip!

  • Graham crackers (halved or quartered)
  • Graham cracker sticks
  • Vanilla wafers
  • Pretzel minis, sticks, or snaps (sweet & salty is always delicious!)
  • Pretzel crisps
  • Apple slices—this is my personal favorite—I love the sweet/tart combo!
  • Banana slices (use toothpicks for serving)
  • Raspberries
  • Strawberries
  • Blackberries
  • Grapes

More dessert dips

If you have leftover apple slices or pretzels after serving, try one of these sweet dips!

And if you love the chocolate chip + cream cheese combination, don’t miss these Cream Cheese Chocolate Chip Cookies. They’re rich, slightly tangy, and stay soft for DAYS!

📖 Recipe

hand holding a graham cracker and dipping it into a bowl of chocolate chip dip.

Chocolate Chip Dip with Cream Cheese

Published by Kate
Everyone will love this sweet dip! Serve it as an appetizer or for dessert, with fruit and graham crackers for dipping.
4.67 from 6 votes
Prep Time 10 minutes
Cook Time 0 minutes
Total Time 10 minutes
Course Appetizer
Cuisine American
Servings 12 servings
Calories 226 kcal

Ingredients
  

  • 1 (8 oz) package cream cheese, softened
  • ½ cup (1 stick) unsalted butter, softened
  • ½ teaspoon vanilla extract
  • ¾ cup powdered sugar
  • 2 tablespoons brown sugar
  • Pinch of salt
  • ¾ cup mini chocolate chips
  • To serve: graham crackers and assorted fruit such as apple slices, banana slices, raspberries, and strawberries

Instructions
 

  • Place the softened cream cheese and softened butter in a large bowl. Mix on high with a hand mixer until the mixture is light and fluffy.
  • Add the vanilla, powdered sugar, brown sugar, and pinch of salt. Mix on low with a hand mixer until combined.
  • Stir in the chocolate chips. Transfer to a serving bowl, and serve with assorted fresh fruit and graham crackers for dipping.

Notes

It is important that the butter and cream cheese are softened before making this recipe. Otherwise, the dip will be lumpy. Leave them out at room temperature for two hours to soften them before starting or follow these instructions for how to soften butter quickly (it works for cream cheese, too). 
Don’t have mini chocolate chips? Regular sized chocolate chips work, too. 
Make it ahead: you can make this recipe up to one day in advance of serving it. Cover and refrigerate, then take it out 1–2 hours before you plan to serve it, to allow it to soften for dipping.
I don’t recommend freezing this dip—it’ll turn chunky instead of creamy when defrosted.

Nutrition

Calories: 226kcalCarbohydrates: 18gProtein: 2gFat: 17gSaturated Fat: 10gTrans Fat: 1gCholesterol: 43mgSodium: 70mgPotassium: 31mgFiber: 1gSugar: 17gVitamin A: 515IUVitamin C: 1mgCalcium: 36mgIron: 1mg
Keyword chocolate chip dip
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4.67 from 6 votes (6 ratings without comment)

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